Chapter 13

Detroit Chapter 13 Bankruptcy Attorney

Chapter 13 bankruptcy is different than Chapter 7 in several ways. Instead of debt being discharged completely, a person may repay all or a portion of his or her debts under the supervision and protection of the bankruptcy court. If you need help with Chapter 13 bankruptcy, trust your case, questions, and concerns to me, bankruptcy lawyer Walter Metzen.

Under Chapter 13, if the court approves the debtor’s plan for the repayment of the debt, most creditors are prohibited from collecting their claims from the debtor during the course of the case. The debtor must make regular payments to a person called the Chapter 13 trustee, who collects the money paid by the debtor and disburses it to creditors in the manner called for in the plan. Upon completion of the payments called for in the plan, the debtor is released from liability for the remainder of his or her dischargeable debts.

I have been handling these types of cases for over 14 years. Though the new bankruptcy laws changed recently, you need not worry. I am well versed in the language of the new laws and can effectively explain how these changes may affect your ability to file for bankruptcy.

Contact me, Detroit Chapter 13 bankruptcy attorney Walter Metzen, today to schedule your free initial consultation. Flexible appointment times and same day appointments are available for your convenience.